Covid-19 may have originated in 2019 but it brought about a critical year 2020 in which we got to see many new and different things. This year has been different in the sense that it shifted the momentum of everything from Sports to politics, finance to digital world, Entertainment to the Real Estate sector. Well one of the most effected sectors is Real Estate and definitely linked to it is the relationship between Public or Private sector Banks and the Public who they serve with different types of Loans and other services. One of the new Words introduced in this relationship has been "Moratorium" on Loan payments. Moratorium on of the new words among the many we learnt this year due to the pandemic refers to " A delay in the payment of debts or obligations." As the Pandemic began its effect on the Second largest Populated country in the world, the Goverment immediately gave a 3 month Moratorium relief to the public on all types of Loan Payments which was further ex...